Best Insulation for Old Houses

Specialised insulation solutions for heritage homes and houses built before 1980

70%+

Heat loss in uninsulated old homes

5-10x

Higher heating costs vs modern homes

$2,000+

Annual savings with proper insulation

Old House Assessment Tool

Assess Your Old House Insulation Needs

Tell us about your house to get specific recommendations for your era and style

When was your house built?

Era-Specific Insulation Strategies

Pre-1920s Houses: Colonial & Victorian Era

Typical Construction Issues:

  • No insulation anywhere - R-value of 0
  • High ceilings - Large volume to heat
  • Single skin brick walls - Thermal bridging
  • Timber floors on high piles - Cold underfloor
  • Single glazed sash windows - Major heat loss
  • Large gaps and air leaks - Settlement over time

Prioritised Solutions:

  • Priority 1: R3.6+ ceiling insulation (bulk or batts)
  • Priority 2: Underfloor insulation (R1.8-2.5)
  • Priority 3: Comprehensive air sealing
  • Priority 4: Heavy thermal curtains
  • Consider: Internal wall lining with insulation
  • Heating: High-efficiency wood burner or heat pump
Heritage Considerations: Many improvements can be made without affecting external appearance. Consult heritage advisors for listed buildings.

1920s-1940s Houses: Bungalows & Inter-war Homes

Common Features & Issues:

  • Weatherboard with timber frame - No wall insulation
  • Suspended timber floors - Often no underfloor insulation
  • Fibrolite or plaster ceilings - Little to no ceiling insulation
  • Casement windows - Better than sash but still single glazed
  • Galvanised iron roofs - Good for insulation installation

Recommended Approach:

  • Ceiling: R3.2+ bulk insulation (easy access)
  • Underfloor: R1.8+ polyester batts
  • Walls: Retrofit wall insulation where possible
  • Air sealing: Focus on window/door frames
  • Windows: Retrofit double glazing or thermal curtains
Retrofit Tip: These homes often have good ceiling access making insulation installation straightforward and cost-effective.

1940s-1960s Houses: State Houses & Post-war Homes

Construction Characteristics:

  • Standardised designs - Consistent construction methods
  • Concrete slab floors (later builds) - Thermal bridging
  • Minimal ceiling insulation - R1.0 or less
  • No wall insulation - Cavity walls but unfilled
  • Aluminium windows (1950s+) - Conductive frames

Upgrade Strategy:

  • Ceiling: Upgrade to R3.2+ (remove old insulation first)
  • Walls: Cavity fill insulation where possible
  • Floors: Carpet/rugs over concrete, underfloor for suspended
  • Windows: Consider double glazing retrofit
  • Air tightness: Seal electrical penetrations
State House Advantage: Standardised construction makes assessment easier. Many successful retrofit examples available for reference.

1960s-1980s Houses: Mid-century & Early Modern

Design Features:

  • Open plan designs - Large spaces to heat
  • Flat or low-pitch roofs - Limited ceiling space
  • Large windows - Significant glazing areas
  • Concrete construction - Thermal mass but cold surfaces
  • Some basic insulation - But below modern standards

Improvement Focus:

  • Ceiling: Top-up to R3.2+ (work around limited height)
  • Walls: External insulation systems where possible
  • Windows: Double glazing essential for large areas
  • Thermal mass: Use concrete thermal mass effectively
  • Zoning: Heat only occupied areas
Modern Challenge: Architectural features may limit insulation options. Professional assessment recommended for best approach.

Special Considerations for Old Houses

Heritage & Character Protection

External Appearance

Most insulation improvements are internal and won't affect the historic character of your home's exterior.

Council Requirements

Check if your home has heritage protection. Some councils offer specific guidance for upgrading heritage homes.

Professional Advice

Consult heritage architects or conservation specialists for listed buildings or significant heritage homes.

Moisture Management

Ventilation Balance

Old houses often rely on natural ventilation. Ensure adequate ventilation when improving air tightness.

Vapour Barriers

Retrofit insulation must consider existing moisture patterns. Avoid trapping moisture in walls.

Building Fabric

Old timber needs to breathe. Use vapour-permeable materials where appropriate.

Best Materials for Old Houses

Insulation Type Best For R-Value Cost/m² Heritage Suitability
Polyester Batts
Non-combustible, stable
Ceiling & underfloor in heritage homes R1.8-R3.6 $12-18 Excellent
Glasswool Batts
Cost-effective option
Ceiling spaces with good access R1.5-R3.6 $8-14 Good
Bulk Fill
Blown-in installation
Irregular ceiling spaces, tight areas R2.2-R4.0 $10-16 Excellent
Rigid Foam Boards
High R-value, space-efficient
Limited ceiling height situations R2.0-R6.0 $15-30 Moderate
Natural Fiber
Sheep wool, recycled materials
Heritage homes wanting natural materials R1.8-R3.2 $18-35 Excellent

Old House Retrofit Challenges & Solutions

Challenge: Limited Ceiling Access

Common Issues:

  • • Low roof pitch limiting headroom
  • • No ceiling hatch or manhole
  • • Decorative plaster ceilings
  • • Electrical wiring in the way

Solutions:

  • • Blown-in bulk insulation through small holes
  • • Create new access point in wardrobe
  • • Professional installers with specialized equipment
  • • Rigid board insulation in tight spaces

Challenge: Wall Insulation in Solid Construction

Issues with Brick/Stone Walls:

  • • No wall cavities to fill
  • • External insulation changes appearance
  • • Internal insulation reduces room size
  • • Risk of moisture trapping

Practical Approaches:

  • • Focus on ceiling insulation (biggest impact)
  • • Internal wall lining with insulation
  • • Insulated plasterboard systems
  • • Thermal mass strategies

Challenge: Asbestos in Older Homes

Potential Asbestos Locations:

  • • Ceiling tiles and boards (pre-1980s)
  • • Pipe lagging and hot water cylinder wrapping
  • • Some old insulation materials
  • • Fibrolite wall and ceiling sheets

Safe Management:

  • • Professional asbestos assessment first
  • • Don't disturb suspected asbestos materials
  • • Install insulation over/around existing materials
  • • Use certified asbestos removal contractors if needed

Challenge: Electrical & Services Integration

Old House Electrical Issues:

  • • Old wiring may need upgrading
  • • Junction boxes in ceiling spaces
  • • Lack of adequate earthing
  • • Non-standard electrical installations

Safe Integration:

  • • Electrical inspection before insulation work
  • • Coordinate with licensed electrician
  • • Use insulation suitable around electrical services
  • • Maintain safe clearances from heat sources

Cost-Benefit Analysis for Old Houses

High Impact Upgrades

Ceiling Insulation (R0 → R3.6) ROI: 400%
Cost: $2,500-4,000 | Savings: $800-1,500/year
Payback: 2-4 years
Air Sealing Package ROI: 600%
Cost: $500-1,200 | Savings: $200-400/year
Payback: 1.5-3 years
Underfloor Insulation ROI: 250%
Cost: $2,000-3,500 | Savings: $300-600/year
Payback: 4-7 years

Medium-Term Investments

Heat Pump System ROI: 200%
Cost: $4,000-7,000 | Savings: $500-1,000/year
Payback: 5-10 years
Double Glazing Retrofit ROI: 150%
Cost: $800-1,200/m² | Savings: $200-500/year
Payback: 8-15 years
Wall Insulation Retrofit ROI: 180%
Cost: $25-45/m² | Savings: $300-700/year
Payback: 7-12 years

Old House Investment Strategy

  1. Start with ceiling insulation - Biggest impact for lowest cost
  2. Add comprehensive air sealing - Amplifies insulation effectiveness
  3. Install efficient heating after insulation - Right-size based on reduced heat loss
  4. Consider staged improvements - Use annual savings to fund next upgrade
  5. Maintain heritage character - Most improvements are internal and invisible

Frequently Asked Questions

Is it worth insulating a very old house?

Absolutely. Old houses often have the most to gain from insulation upgrades. A house with no ceiling insulation can see 40-60% reduction in heating costs after proper insulation installation. The older the house, the greater the potential savings.

Will insulating my heritage home damage its historic value?

Most insulation improvements are internal and won't affect the external heritage character. Ceiling and underfloor insulation, air sealing, and internal upgrades can dramatically improve comfort while preserving historic appearance. Consult heritage advisors for listed buildings.

What's the best insulation for a house with no ceiling access?

Blown-in bulk insulation is ideal for houses with limited or no ceiling access. It can be installed through small holes drilled in the ceiling, then patched and painted. This method allows good coverage even in tight spaces without major disruption.

How do I handle potential asbestos in my old house?

Have a professional asbestos assessment before any insulation work in houses built before 1980. Often insulation can be installed without disturbing existing materials. If removal is needed, use certified contractors. Don't attempt DIY removal of suspected asbestos.

Can government grants be used for heritage home insulation?

Yes, the Warmer Kiwi Homes programme applies to all eligible homes regardless of age. Heritage homes often qualify for the full $1,300 grant as they typically have little or no existing insulation. Some councils offer additional heritage-specific grants.

Should I DIY insulation in an old house?

Professional installation is recommended for old houses due to potential complications like asbestos, irregular construction, electrical issues, and heritage considerations. Professionals have experience with these challenges and can ensure safe, effective installation.

Transform Your Heritage Home

Get specialised assessment and solutions for old house insulation challenges